Car Accident Lawyer Maricopa County, AZ

Car Accident Lawyer Maricopa County, AZIf you have been injured in a car accident, now may be the right time to reach out to a car accident lawyer Maricopa County, AZ has to offer. Even though you have approximately two years to take legal action, there is a risk of evidence being lost or destroyed. The sooner you get legal help, the better your case may be. Call the Saavedra Law Firm for a case review and a consultation. 

Understanding the Insurance Company

Insurance companies are for-profit companies. Their interests likely do not meet your interests – especially when you are seeking compensation after an accident. Their goal will be to pay the least amount possible. This means that it is very common for a valid car accident claim to be drastically minimized in their value or overall severity. Without a Maricopa County, AZ car accident lawyer on your side, you may be offered much less than what you need or deserve. 

Our firm has decades of experience in negotiating fair settlements with insurance companies of all sizes, as well as litigating cases in court. 

Arizona Insurance Coverage

In Arizona, all vehicles must be covered by a policy that includes liability coverage for at least the following amounts:

Uninsured or underinsured liability coverage is not legally required. This coverage is important because it will cover you in case you are injured in an accident, and the at fault driver has no insurance, or very minimal coverage. Furthermore, if their policy won’t be enough to cover your damages, your insurance company should cover the remaining expenses – up to the limits. 

Who Is Responsible for Paying Your Bills?

After a car accident, your medical expenses may be substantial. In addition to surmounting bills, you may have no income coming in because of your inability to work. The financial distress facing you could be slowing down your recovery. When you think about the fact that the accident could have been avoided, you may become upset and overwhelmed. A car accident lawyer in Maricopa County, AZ may be able to help you. 

First and foremost, it is important to understand that who will cover your financial losses will depend on whether you were at fault or another party was. If you are at fault, your medical insurance should pay for your medical bills. In this case, you would be responsible for any copay or deductible. If another party is to blame, their insurance company will be responsible for all medical expenses. 

In the event you have been injured by an uninsured motorist, you or your Maricopa County, Arizona car accident lawyer can submit your medical expenses to your own insurance company – as long as you have UM or UIM coverage. 

The at-fault party’s insurance company won’t pay your bills until your claim has been resolved. In this case, you don’t have to do anything about your bills. Your car accident lawyer should talk to all of your doctors about your claim, and in most cases, they should agree to wait for payment. In some cases, you can ask your insurance company to cover your bills for the time being. Your insurance company will then ask the at-fault party’s insurance company for compensation/ reimbursement. 

To explore your legal options, call the Saavedra Law Firm, PLC to speak with a car accident lawyer in Maricopa County, Arizona. 

Phoenix Personal Injury & Civil Litigation Lawyer

Attorney Freddy Saavedra provides trustworthy, aggressive representation to accident victims. He handles cases related to motor vehicle collisions, slips and falls, dog bites, and other accidents. Attorney Saavedra also brings wrongful death claims on behalf of families who have suffered the loss of a loved one in an accident.

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Testimonials

$1 Million Motorcycle Accident Trucking Accident Wrongful Death - Recovered for the statutory beneficiaries of a motorcyclist killed by a negligent commercial truck driver. The driver of the commercial vehicle was found to be driving under the influence of alcohol and completely liable for causing the collision that resulted in the death.
$700,000 Motorcycle Accident - Recovered for a motorcyclist who suffered a partial degloving of his left arm and a fractured femur. The accident was caused by a motorist driving under the influence of alcohol who initially fled the scene of the accident. The at fault driver was found 100% liable for the victim's injuries.
$248,000 Trucking Accident - Recovered for accident victim who suffered a fractured ankle caused by a negligent truck driver. The at fault driver was driving a commercial vehicle and was found completely liable. The victim's ankle surgery following the accident was not completely successful and she required follow up care and an additional surgery. The at fault driver was found liable for the injuries sustained by the victim, including the second surgery and follow up care.

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